Point break financial loans reviews

Coffee break loans are a type of short-term loan that you can apply for and receive within minutes. You just need a valid ID, a bank account, and a source of income. You can borrow as little as $100 or as much as $5,000, depending on your needs and eligibility. Coffee break loans are designed to be convenient and hassle-free, so you don't ...

So, as the title says. In total, between a few credit cards and a personal loan through Lending Club I owe about $25,000 in debt. Never missed a single payment in my life, never even been late with one. But my credit has gone way down simply due to the utilization ratio.Pros and Cons of Point Break Financial. If you are considering using Point Break Financial to consolidate your debt, you should know that there are more cons than advantages. Firstly, they are not lenders, so you will have to go through a third-party lender, which may pose a risk. Secondly, this company has been accused of scamming many people.For example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. To qualify for a 6.99% APR loan, a borrower will need excellent credit on a loan for an amount less than $12,000.00, and with a term equal to 24 months.APR. 18.00% to 35.99%. The better your credit, income and overall financial situation, the more likely you'll pay a lower APR. Origination fee. OneMain charges either a flat fee or a percentage ...Point Break Financial BBB Reviews. ... Although Point Break Financial promotes loans with anticipated APRs of 5.99%, it is uncertain whether the real lenders provide such a low APR or if it is just a strategy to attract clients. Point Break Financial charges varying service fees, ranging from $500 to $2,000, based on the scale of the debt being ...Bad credit home equity loans. Best for those who need large sums of money and have equity in their home. If you have bad credit, you may be able to cash in on the equity you've built into your home using a home equity loan. These loans have fixed rates and are typically paid off between five and 30 years. Like personal loans, with a home ...Achieve Personal Loans Review Summary. Achieve Personal Loans personal loans can be a good choice for people with excellent credit and bad credit alike. Applicants with high credit scores may be able to qualify for the minimum APR of 8.99%, which is among the cheapest on the market.Those with bad credit may be able to qualify for a loan, too, since the minimum credit score requirement is just ...Asks for reviews — positive or negative. Pays for extra features. Replied to 60% of negative reviews. Replies to negative reviews in < 24 hours. Information written by the company. With an array of products that can be tailored to each borrowers needs, there is a solution.

Rates as of 10‐06‐2023. Your APR may be as low as 10.49% or as high as 19.49% for the term of your loan. The lowest rate quoted assumes excellent credit, and a loan term of 36 months or shorter.A closer look at a Reach Financial personal loans. Average window of loan amounts — Loan amounts range from $3,500 to $40,000, a similar maximum to some comparable lenders. Flexible loan terms within a relatively short range — Loan terms range from two to five years. Wide range of interest rates — APRs range from 5.99% to 35.99%.This website is owned and operated by Point Break Holdings LLC. Address: 1968 S Coast Highway #1028 Laguna Beach, CA 92651. Loans are offered by Point Break Holdings LLC dba Point Break Financial affiliates. Kuber Financial, LLC dba Mobilend is an affiliate of Point Break Financial.March 3, 2024 • @john_g_erwin_je. Had two loans serviced by EdFinancial. I paid one in full and then intended to pay the other one in full but applied it to the wrong loan I had already paid off. As a result, one loan has a balance of $2,500, and the other has a credit balance of $2,500.Point’s versatile, low-APR HELOC allows you to turn your home equity into cash and can give you access to as much as $500k in revolving credit. To qualify for a HELOC, you’ll need to complete an online application, have a credit score of 680+, and live in California. Once you’re approved, you’ll receive your funds within a few weeks.OneMain Financial. Loan amounts range from $1,500 to $20,000. Funds can be direct deposited. Collateral required on larger loans. Available in 44 states. Origination fees of $25 to $400 or up to 10% of the loan total. In business for over 100 years.Aug 22, 2023 · Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $36,500, at rates ranging from 7.99% to 35.99 ...

Splash came up as a couple of recommended lenders to help consolidate credit card debt. They showed several options to choose from before actually applying for a loan. They called within 24 hours after applying and I had the money in my bank account 3 business days later. Date of experience: March 01, 2024. Useful.By. Dawn Papandrea. Updated February 26, 2024. Investopedia’s Rating. 3.9. Check Rates. Our Take. A Reprise Financial personal loan may benefit you if you need a small loan, don’t have strong ...This website is owned and operated by Point Break Holdings LLC. Address: 1968 S Coast Highway #1028 Laguna Beach, CA 92651. Loans are offered by Point Break Holdings LLC dba Point Break Financial affiliates. Kuber Financial, LLC dba Mobilend is an affiliate of Point Break Financial.LendingPoint offers fast personal loans from $2,000 to $36,500 for qualified borrowers with a minimum credit score of 620, a verifiable bank account and a minimum annual income of $40,000 (either ...Here are some Simple Path Financial BBB Reviews and Simple Path Financial Complaints: Kenneth K 04/21/2022. 1.0 out of 5.0 stars 1.0. I applied online and was automatically refused due to my credit. Now they won't stop calling me, saying they can help. How can you help when you already denied me? Seems like high-pressure tactics to me ...

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They send / advertise totally different, they offer pre approved loan and after talking with them they want to give Debit consolidation to mess up your credit. Date of experience: April 23, 2024. Useful. Share. Reply from SilverLake Financial. Apr 23, 2024. Conclusion of Point Break Financial Loan Reviews. In conclusion, Point Break Financial Loan Reviews offer a reliable and customer-focused solution for all your financial needs. With competitive rates and exceptional service, Point Break Financial is the ideal choice for individuals seeking a trustworthy lender.Customer Service Sales & Marketing Staff. Reviewed March 16, 2024. This finance company is a scam. I went to pay my bill on my credit card. My payment was rejected so I called them to see why the ...Highlights of Springleaf's Personal Loan Program*. Easy and secure online application, or choose to apply in store or over the phone. No application fee. Any size loan to meet your needs, up to $25,000. Typical APRs are from 25.10% to 36%, but will vary based on your creditworthiness and state of residence. No prepayment fees.

7.99% - 35.99%. Loan amounts. $2,000 - $36,500. Repayment terms. 24 - 72 months. Min. credit score. 585. LendingPoint checks many of our boxes. You can get started with a soft credit pull, which won't affect your credit score or report, and you might even snag a lower interest rate after six on-time payments.Personify Financial offers personal loans online to people with poor credit, as long as they have a steady paycheck and a record of on-time bill payments. Personify's loans can have extraordinarily high interest rates (as high as 179.50%), so they only make sense for borrowers who don't have access to other credit options.Contact Information. 25361 Commercentre Dr Ste 100B. Lake Forest, CA 92630-8811. Visit Website. Email this Business. (866) 552-3337. Business hours. 7:00 AM - 7:00 PM.LendingClub Personal Loans: 2024 Review. Joint loan option. Direct payment to creditors with debt consolidation loans. Option to pre-qualify with a soft credit check. NerdWallet rates lenders on a ...We came up with the 58.4 score based on 53 aggregated factors relevant to coffeebreakloans.com 's industry. The algorithm detected high-risk activity related to phishing, spamming, and other factors noted in the Active. Medium-Risk. tags above. Long story short, we still see some red flags with this website.Aug 22, 2023 · Yes, there are several positive reviews on BBB that highlight Point Break Financial’s professionalism, helpfulness of their staff, competitive rates, and overall satisfaction with their financial services. By delivering small-dollar loans with an easy online application process, our Spot Loan review found that companies like Spot Loan are able to compete directly with payday loans, offering more flexible terms and often a more fluid sign-up process. Our Spot Loan review reveals that the lending company is a subsidiary of BlueChip Financial.For example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. To qualify for a 6.99% APR loan, a borrower will need excellent credit on a loan for an amount less than $12,000.00, and with a term equal to 24 months.LightStream Personal Loan: Best for excellent credit. Service Credit Union Personal Loan: Best for customer support. SoFi Personal Loan: Best for fair credit. PenFed Credit Union Personal Loan ...

A loan can provide relief in times of health-related financial stress. Relocating: Best Egg loans help cover costs like hiring movers, transportation and other relocation-related expenses, easing the financial burden of a move. Vacation: Plan and pay for a holiday without depleting savings. A personal loan can help cover travel, accommodation ...

Home Point Financial (NMLS #7706) is a mortgage lender licensed in all 50 states. It offers conventional, FHA, USDA and VA purchase and refinancing products. Borrowers can secure a conventional ...Editor's Score9.25 /10. BBB A+ Rating. Top Rated Loan Network. Loans of $2,500 - $50,000. Terms of 3 to 120 Months. 24 Hour Funds Post Approval. In Business Since 1999. Visit Site. Learn More.After carefully analyzing a range of client reviews and testimonials, it's clear that Point Break Financial has both strengths and areas for improvement. Positive feedback highlighted the company's dedicated customer service , personalized financial advice , and efficient handling of transactions .In today’s digital age, customer reviews have become a powerful tool that can make or break a business. More and more consumers are turning to online platforms to research and eval...Conclusion of Point Break Financial Loan Reviews. In conclusion, Point Break Financial Loan Reviews offer a reliable and customer-focused solution for all your financial needs. With competitive rates and exceptional service, Point Break Financial is the ideal choice for individuals seeking a trustworthy lender.Discover is best for borrowers with good credit. Borrowers with good credit may be rewarded for managing their credit well with Discover personal loan rates as low as 7.99 percent — among the ...Pros. Great way to tap your home’s equity, especially to pay off high-interest debt. No monthly payments. Agreement is a 30-year term. Point will invest in rental properties. Cons. “Risk adjustments” reduce your home’s appraised value by 15-20%. Fees may be higher than going a traditional HELOC route. Learn More.Customer reviews. Personify Financial has an A+ rating from the Better Business Bureau (BBB) and has a star rating of 4.83 out of 5.00 based on nearly 830 customer reviews as of Jan. 9, 2024 ...

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OnDeck offers short-term business loans of up to $250,000 with longer repayment terms than Fora Financial — up to. 24. months. Similar to Fora, OnDeck offers a streamlined online application and ...So easy and simple to apply, customer service agent I dealt with was first class, money in my bank within an hour. Would 100% recommend. Date of experience: 19 April 2024. Useful. Share. PA. Paul. 9 reviews. GB.In 2021, Cardinal Financial took in 63,165 loan applications for purchase loans. Of those applications, 39,660 (62.8%) turned into closed loans, while 17,013 (26.9%) were denied.Loans are offered from $2,000 to $36,500, at rates ranging from 9.99% to 35.99% APR, with terms from 24 to 60 months. A $10,000 loan with an origination fee of 6% for a period of 24 months with an APR of 24.0980% may have a payment of $529.20 per month (actual terms and rate depend on credit history, income and other factors).Methodology. NerdWallet's review process evaluates and rates small-business loan products from traditional banks and online lenders. We collect over 30 data points on each lender using company ...I called the number, from the supposed "bank", back to see if it was a legitimate number for the bank, it wasn't and was an AI-type generated response saying I was eligible for a gift. Tel: 888 652 7278. Please be VERY careful when dealing with this company. Date of experience: March 15, 2024. Useful.RISE allows you to use its loans for a host of purposes, including expenses such as medical bills, home repairs, or debt consolidation . Loan amounts on RISE loans range from $300 to $5,000. APRs ...LendingPoint's APRs range 7.99% - 35.99% and Avant's are 9.95% to 35.99%. The amounts available to borrow from each lender also are close, $2,000 to $36,500 for Lending Point, and $2,000 to ...Editor’s Score9.25 /10. BBB A+ Rating. Top Rated Loan Network. Loans of $2,500 - $50,000. Terms of 3 to 120 Months. 24 Hour Funds Post Approval. In Business Since 1999. Visit Site. Learn More. ….

So easy and simple to apply, customer service agent I dealt with was first class, money in my bank within an hour. Would 100% recommend. Date of experience: 19 April 2024. Useful. Share. PA. Paul. 9 reviews. GB.Summary. Point's versatile, low-APR HELOC allows you to turn your home equity into cash and can give you access to as much as $500k in revolving credit. To qualify for a HELOC, you'll need to complete an online application, have a credit score of 680+, and live in California. Once you're approved, you'll receive your funds within a few ...RISE allows you to use its loans for a host of purposes, including expenses such as medical bills, home repairs, or debt consolidation . Loan amounts on RISE loans range from $300 to $5,000. APRs ...Point Home Equity Review: How It Works, Pros & Cons. Point gives you cash up-front for a share of your home's future value — with no payments due until the end of the contract. Here's how it stacks up against traditional home equity loans. R.J. Weiss, CFP®. Updated April 12, 2024.Pros. Great way to tap your home's equity, especially to pay off high-interest debt. No monthly payments. Agreement is a 30-year term. Point will invest in rental properties. Cons. "Risk adjustments" reduce your home's appraised value by 15-20%. Fees may be higher than going a traditional HELOC route. Learn More.Reviews of top short-term loan lenders. Review. Notable feature. OppLoans. High maximum loan amount of $4,000. Check Into Cash. Option to apply online and pick up your cash in-store. CashNetUSA. Quick approval and fast funding.See if a LendingPoint personal loan could be right for you by reading ratings and reviews from customers and our editors. ... Personal Finance Articles Financial Calculators Financial Podcast Studies and Insights Identity Monitoring Unclaimed Money Mobile App Credit Karma Blog.TriPoint Lending was established in 2017, achieved accreditation in 2018, and has upheld a favorable reputation, attaining a 3.93 rating and A+ accreditation on BBB, which supports their TriPoint Lending claims. Their loans offer average interest rates that range from 5.99% APR to 35.99% APR. Point break financial loans reviews, Feb 6, 2023 · The following comparison will help you decide if ClearOne Advantage vs Point Break Financial is the right company for you, regardless of whether you need a personal loan or need help resolving your debts. Debt Consolidation Reviews. 4.8/5. 25th best financial firm, USA (INC Magazine) Minimum Debt $10,000. No Minimum Credit Score. , See It. Maximum loan amount: $200,000 Funding time frame: 48 to 72 hours Loan length: 12 to 25 years NMLS Unique Identifier: 42691 Pros. Specialty in pool loans; Relatively low minimum APR ..., Aug 30, 2023 · A: The interest rate varies depending on your credit score, the amount of debt you wish to consolidate, and the terms of the loan. You will need to check out a Point Break Financial review for specific rates. Q: Do I need to secure my loan with collateral for Point Break Financial Debt Consolidation? A: This will depend on the specific loan ... , About 1st Franklin Financial. 1st Franklin Financial offers personal loans up to $15,000. Its loans feature fixed rates and payments and no prepayment penalties. Its services are available only in ..., Customer Service and Reputation - 0 / 5. As an online marketplace for personal loans, SpeedyNetLoans provides a free service matching consumers with lenders who loan out amounts up to $5000. SpeedyNetLoans is not a lender itself, but works with Although SpeedyNetLoans receives a low-mark from the BBB, it is from one complaint., View customer reviews of Point Break Financial. Leave a review and share your experience with the BBB and Point Break Financial., Loan Specifics - 4.5 / 5. Fiona connects people who are seeking personal loans with banks and other marketplaces so that they can compare loan offers. The lenders recommended by Fiona can provide loan amounts of $1,000 - $250,000 for terms of 2 to 7 years. The company's interface is particularly easy to use and provides fast quotes with minimal ..., This form requests personal information, financial details, and the desired loan amount. Approval: Your application is quickly reviewed after you submit it. Borrowers are advised of the loan details, including fees, interest rates, and repayment plans if they are authorized. ... Certainly, here are 10 real human reviews for Coffee Break Loans: ..., Point’s versatile, low-APR HELOC allows you to turn your home equity into cash and can give you access to as much as $500k in revolving credit. To qualify for a HELOC, you’ll need to complete an online application, have a credit score of 680+, and live in California. Once you’re approved, you’ll receive your funds within a few weeks., PNC Student Loans. PNC offers private student loans and refinancing for student loans. One nice benefit that PNC offers over other student loan lenders is a 0.50% automatic payment discount. Most lenders offer the traditional 0.25% discount. PNC also has one of the highest aggregate loan limits available at $225,000., Unfortunately, the answer is no. Point Break Financial has not rated loan network loans and does not have a BBB profile. While this isn’t necessarily a red flag on …, The contact holder made things difficult with financial demands and delaying the release of the contract. Rob offered assistance to our attorney and stuck with us through it all. Nina was always extremely helpful with our questions of the needed documents and the process in general. They were always a phone call away., See It. Maximum loan amount: $200,000 Funding time frame: 48 to 72 hours Loan length: 12 to 25 years NMLS Unique Identifier: 42691 Pros. Specialty in pool loans; Relatively low minimum APR ..., Upgrade. Check Your Rate. Loan Amounts $1,000 - $50,000. Loan Terms 24 - 84 months. APR Range 8.49% - 35.99%. Minimum. Credit Score 560 or above More Info. A credit score is used to indicate the creditworthiness of an applicant, but it is only one of several factors considered for approval., 5.0. NerdWallet rating. The Nerdy headline: Affirm may be among the top BNPL providers, thanks to zero fees and the availability of no-interest financing, but make sure you can afford the payments ..., Regular APR. 9.57% to 36.00%. Loan Amount Range. $1,000 to $40,000. Minimum Credit Score. 600. Show Pros, Cons, and More. The bottom line: LendingClub is a solid personal loan provider, especially ..., Point Break Financial is not a lender. Point Break Financial is operating a typical bait-and-switch scheme - but not for themselves - for their lead buyers. They lure you in by sending you direct mail offering a ridiculous 5.99% interest rate to consolidate your high-interest credit card debt. Point Break Financial doesn't tell you that ..., Point Break Financial's Debt Consolidation Service works by combining all your unsecured debts into one. They negotiate with your creditors to reduce interest rates and eliminate penalties, making it easier for you to pay off your debt. In essence, you make one payment to Point Break Financial, and they distribute it among your creditors., LightStream Personal Loan: Best for excellent credit. Service Credit Union Personal Loan: Best for customer support. SoFi Personal Loan: Best for fair credit. PenFed Credit Union Personal Loan ..., Bread a simple way to borrow money. Bread was very easy to setup, monitor, and pay back the money in a seamless process. Each mo the they send email reminders of the payment due date. We were able to pay off our loan a lot faster than the original terms and without any prepayment penalty for early payoff., Coffee Break Loans was founded in 2018, making it a relatively new player in the lending industry. The company's headquarters are located in Dallas, Texas, and it is an online-only lender. Coffee Break Loans was created with the goal of providing borrowers with quick and easy access to personal loans. Since its founding, the company has grown ..., Methodology. We reviewed LendingPoint based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process. We ..., This website is owned and operated by Point Break Holdings LLC. Address: 1968 S Coast Highway #1028 Laguna Beach, CA 92651. Loans are offered by Point Break Holdings LLC dba Point Break Financial affiliates. Kuber Financial, LLC dba Mobilend is an affiliate of Point Break Financial. , The appeal of this "Point Break" is its high drama (the stunts), and definitely not its dramatic filler: Johnny getting flak from his F.B.I. handler (Ray Winstone), or Bodhi and his lone ..., Rates as of 10‐06‐2023. Your APR may be as low as 10.49% or as high as 19.49% for the term of your loan. The lowest rate quoted assumes excellent credit, and a loan term of 36 months or shorter., Personal Loans at LendingPoint. LendingPoint's personal loans are available in amounts ranging from $2,000 up to $36,500 and with terms from 24 to 60 months. Rates at LendingPoint range from 7.99%-35.99% (as of May 31, 2023), which is generally high when compared to other personal loan providers., Upstart. Upstart, founded by ex-Google employees, stands out in the realm of bad credit loans due to its unique approach that extends beyond traditional credit scoring. Offering loan amounts from $1,000 to $50,000, Upstart prioritizes factors like education, work history, and overall financial behavior rather than fixating solely on credit scores., Managing your finances can be a daunting task, especially when it comes to loan repayments. Whether you are taking out a mortgage, car loan, or personal loan, understanding how you..., They are simply the company that connects the lender to the borrower (typically this is done for a profit from the lender). Because of the lack of online history, it can be difficult to pin down whether or not the company is reliable. But let's take a closer look at how much it costs to borrow from Point Break. 2., This was a good thing. The new hipster version's stars Luke Bracey and Edgar Ramirez aren't going to make anyone forget Reeves and Swayze anytime soon, but Core has turned in a technically ..., Loans are offered from $2,000 to $36,500, at rates ranging from 9.99% to 35.99% APR, with terms from 24 to 60 months. A $10,000 loan with an origination fee of 6% for a period of 24 months with an APR of 24.0980% may have a payment of $529.20 per month (actual terms and rate depend on credit history, income and other factors)., First Financial Bank Reviews. The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 02/26/2024. 3.6. 28 reviews. from WalletHub and across the web. thepatiodecor. February 26, 2024 • @thepatiodecor. Verified Customer., MarketWatch Guides Rating: 4.6 out of 5 stars. We rated Discover a 4.6 out of 5 stars after researching and comparing over 20 lenders based on various factors including loan amounts, customer ...